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Post by Hasha on Jan 24, 2005 23:53:49 GMT -5
I work for a Fortune 500 company, they have thousands and thousands of employees and they can't get me my W2's in a reasonable amount of time? Geeze, it's a good thing I don't have to have my tax return to live on! Arrrggggggggggg!  |
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Post by Kit on Jan 25, 2005 0:52:20 GMT -5
I got mine last Friday and have already done my taxes!
They don't have to be mailed out until January 31th tho. I'm glad our company gets them out on our 2nd payday of the month.
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Post by Mary Ann on Jan 25, 2005 7:29:10 GMT -5
Hubby works for a Fortune 500 company too (one of the Dow Jones Industrials) and they won't have theirs out until this week. They never do.
You can set your watch by it. W-2s the last week of January, payroll deposit in the predawn hours of the 1st and 15th, bonuses and raises March 1.
Hasha, be careful of getting returns that are very large. If you do, you need to change your deductions. You are essentially giving interest free loans to the government. It's your money.
Try and work it so you get almost nothing back, or even owe just a little. And put your extra money in your paycheck in some instrument that'll make you some dough.
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Post by AmberC on Jan 25, 2005 9:42:57 GMT -5
Steve had a few different jobs this year before he came to his senses and went back to the company I've been telling him to go back to for 3 years now. We're still waiting on 3 sets of W2s. The company he works for now got them to him I think the second week of January. I really want to get everything together and get our return filed! This new job has been slow to pick up, and the refund will be a nice boost to help us float until the paychecks pick up. I know you're not supposed to get a big refund, but we can't save money to save our lives! Steve wants to use it to pay off the car, but I don't think I'm going to let him. I want to pay it down some, but we only have payments until August on it, I don't see the point in putting the whole thing on the car when I really need to buy paint and stuff for the house! And it will nicely pad the checking account!
Amber
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Post by Mary Ann on Jan 25, 2005 9:49:51 GMT -5
I would agree with you, Amber. If you're that close to paying off the car, then the dollars you're paying now are almost all principal, not interest; so there's very little savings in paying it off. The only way it would make sense to me is if it improves your cash flow enough that you don't have to use credit cards or something. You might check into this employer setting aside, say, five percent of your paycheck before you ever get it, and having it accrue in a savings or money market account. That way you won't even miss it, but it's nice to have a cushion between you and the cold, cruel world.  Make your money work for you; it can work much harder than you can!  |
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Post by AmberC on Jan 25, 2005 10:05:25 GMT -5
That is something we can think about doing LATER. But right now we're barely covering our bills. The past couple weeks there's been a day or two that htey dont' have anything for him to do. Some things happened today that will probably help that (I won't go into details, but it was a rare occasion when telling your boss that everyone thinks he's an a-hole actually helped!). The time when you are first starting in a job, especially a trucking job where the people above you in senority snatch up all the better-paying runs and you're left with the leftovers, is really slow. And since so many trucking companies lie to get you in the door, we've been running into this all year. The best PAYING job he had paid very well, but he had to run from here to New Jersey 3 times a week to make it, which isn't even close to being legal, and we couldn't even think about being able to pay for the insurance. and the other jobs either ran him to the ground and didn't pay squat, or didn't pay him at all! So we've been in the new job thing almost all year, and it's really not been fun. He's worked for this company before, and they are really reasonable people. The guy he's working under right now is the big boss's son, and his ego has been getting in the way. At least until Steve deflated it a bit for him today. But they all really like Steve, think he's a damn good worker, etc. They invited us to sit with them at the company Christmas party this year. They are really good people, and if we can stick out the next few months, things should get better. Just dealing with the stress and tough times until we get there is the hard part! But our tax return will take the pressure off all of us while Steve's job picks up (what was offered to him today and what was said will really help, and we know these guys don't lie). If we could just get all the W2s! We've got everything else, retirement fund, the form you get for the house, all of that. Just need 3 more W2s!
Amber
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Post by DorothyB on Jan 25, 2005 11:57:46 GMT -5
I work for a division of a very large company. We haven't gotten our W-2s yet.
I do the accounting for our church and have somewhere between 8 & 11 W-2s to issue. They aren't done yet either, but I plan to do them either Wednesday night or during the day on Thursday.
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Post by LoriB on Jan 25, 2005 12:55:02 GMT -5
Amber, if you are barely covering the bills, pay off the car.
Hubby is right. Getting rid of that monthly nut will allow you to buy paint, etc in another month or so anyway.
Get rid of the debt, don't take on any more.
It is surprizing how far your $$ goes when you are out of debt except for a mortgage.
Shoot, over the next 8 months, take what WAS the car payment, and build a nice emergency fund.
First things first!
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